Photo by 6 of Four

The most important
moments in life start
with a Promise.

Pay over time with life event financing
through Promise Financial.

Check Your Rate

Life event financing provides budget-friendly payment plans for your most important purchases

Promise Financial is a consumer lending platform dedicated to helping you during life's most meaningful moments. We combine technology, analytics and unique products to make life event financing convenient and accessible, allowing you to pay over time.

Why people choose life event financing


Loans of $3,000 to $35,000 with convenient repayment options


APRs of 6.99% to 29.99%* with fixed monthly payments


Clear, upfront pricing with no hidden fees or prepayment penalties


Funds deposited directly to your bank account within 2 business days

Life event financing is quick and simple

1Check Your Rate

Our secure online process instantly delivers personalized loan offers at no cost and with no obligation

2Review Offers

Loan terms are clearly presented and you can select the loan offer that makes the most sense for you

3Accept & Verify

You can sign your loan documents electronically and verify your information through our online process

4Receive Funds

Funds are deposited directly into your bank account within 2 business days after you complete verification

5Pay Over Time

You’ll repay your loan in equal monthly payments over 36 months, with convenient payment options

What our customers are saying about life event financing

The process was quick and easy, rates were competitive and customer service has been professional and personal. I feel as though Promise Financial is glad to have me.- Michael

The process was EXTREMELY easy and fast. The loan amounts are generous and the rates are good.- Gerrian

I always know that I can get help at any time if I have any questions or concerns. Such an easy and smooth transaction and having it taken right out of my account each month is another bonus, then I don't ever have to worry about it each month.- Tasmah

Very easy process, low rates!- Joannah

I have truly enjoyed Promise Financial and everything you guys have done. Without you, my dream wedding wouldn't have happened!- Callie

Fast and easy! Customer service is extremely helpful and very pleasant.- Kirsten

Easy, clean, and clear cut process. Application was very easy to understand and simple to complete. Approval process was quick and easy. Money was in my account very fast.- Zachary

You appeared out of nowhere and saved our wedding...- Colleen

Promise Financial was very easy to work with, I really enjoyed my experience.- Sasha

Quick and easy process, I got a great interest rate compared to my other offers. Thank guys!- Kelsey

Financing For Life's Most Important Moments

Check Your Rate

Contact Us

We're here to help and our friendly
U.S.-based team is
available to guide you through our
online process by phone.


We have also compiled answers to the
most common questions, including:
Loan Eligibility Requirements
and Rates & Fees.